Know your score.
Build your plan.
Own your future.
Enter your CIBIL score and financial details. ScoreDesk builds a personalised credit improvement plan — and a PDF with exact savings, loan strategies, and a priority action list.
Three steps.
One powerful plan.
Type your CIBIL score, monthly income, and select what's affecting your score — missed payments, high utilisation, recent applications. Takes 90 seconds. No account needed.
Add each loan (home, personal, car, education) with outstanding and rate. Add your credit cards. The more detail you give, the more specific your plan — including exact rupee savings from prepayment.
ScoreDesk builds a personalised analysis — score roadmap, prepayment impact, card strategy, EMI ratio check — and generates a formatted PDF you can save, share, and act on.
See what each
band means for you
Your score determines
your interest rate
Hover each card to see what you'd pay at your score vs the best available rate. The difference can be lakhs over a loan tenure.
Five tools.
One dashboard.
Enter your score, loans, and cards. Get a full personalised analysis with score roadmap, EMI ratio, utilisation check, and priority action list.
See exactly what rate SBI, HDFC, ICICI, Axis, and Bajaj would offer you today — and how much you'd save if your score improves to 750+.
12-item action checklist with point values. Check off completed actions and track your estimated score improvement. Saves between sessions.
Step-by-step guide to identifying and filing disputes for CIBIL report errors — wrong status, closed loans showing active, accounts not yours.
Should you transfer your credit card or loan balance? Enter your current rate, new rate, and fee — get an instant go/stop verdict with exact rupee impact.
A formatted multi-page PDF with your complete analysis, loan strategies, tax tips, prepayment calculations, and your credit repair progress.
actually useful.